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Reliance Surety Group, Inc.
Three Parkway, Philadelphia, PA 19102 * (215) 864-4000
Business Description The company develops, markets and underwrites a broad array of surety and fidelity bonds for a diverse range of customers.
Filing
Information

Not yet
public

To Trade As  RSF (NYSE) Industry  Financial (SIC 6331)
Type of Stock Offered Common Shares Filing Date  10/27/99
Domestic Shares Filed 0 Filing Price  - -
Foreign Shares Filed  0 Offering Amount  $100,000,000
Company Shares  0 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  - -
Being spun off from  Reliance Group Holdings
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Donaldson, Lufkin & Jenrette Securities Corp. Lead Manager (212) 371-0641
Bear, Stearns & Co. Inc. Co-manager (212) 272-4850
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 6 Months Ending
Figures in U.S. millions except per share data 12/31/94 12/31/95 12/31/96 12/31/97 12/31/98 6/30/98 6/30/99
Revenues   108.833 127.355 147.416 167.251 196.693 93.670 101.391
Income from Oper.   - - - - - - -
Net Income   27.995 43.822 36.234 38.470 54.410 25.871 17.783
E.P.S   - - - - - - -
Revenue Growth (%)      17.02 15.75 13.46 17.603   8.24
Net Income Growth (%)      56.54 -17.32 6.17 41.43   -31.26
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    25.72 34.41 24.58 23.00 27.66 17.54 27.62
Cash Flow - Oper.     - - -
Cash Flow - Inv.     - - -
Cash Flow - Fin.     - - -
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 6/30/99 Financial Ratios
Total Assets    583.01 Current Assets    - Current Ratio    -
Total Liab.    363.62 Current Liab.    - Debt Ratio    62.37%
Total Equity    219.39 Working Cap.    - Debt to Equity Ratio    1.66
Cash    -    Return on Assets   3.05%
Use Of
Proceeds
The proceeds from the proposed offering will be used for payment of holding company expenses and stockholder dividends, the balance will be contributed to the capital of subsidiary Reliance Surety.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Dewey Ballantine
Bank's Law Firm  Cahill Gordon & Reindel
Auditor  Deloitte & Touche
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Principal
Shareholders
Name of Shareholder% Owned
Before
% Owned
After
Reliance Group Holdings 100.00  
Note: represents ownership of 5% or more prior to the offering.

Last updated: 11/1/99 12:39:32 AM
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