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724 Solutions, Inc.
4101 Yonge Street, Suite 702, Toronto, Canada M2P IN6 * (416) 226-2900
Business Description The company provides an Internet infrastructure solution to financial institutions that enables them to offer personalized and secure on-line banking, brokerage and e-commerce services across a wide range of Internet-enabled wireless and consumer electronic devices.
Offering
Information

Company has
gone public

Trading As  SVNX (NASNTL) Industry  Internet (SIC 7372)
Type of Stock Offered  Common Shares Filing Date  7/2/99
Domestic Shares Offered  6,000,000 Offer Date  1/27/00
Foreign Shares Offered  0 Filing Range  $20.00 - $22.00
Company Shares  6,000,000 Offer Price  $26.00
Selling Shrhldrs Shares  0 Gross Spread  $1.820
Gross Proceeds  $156,000,000 Selling  $1.090
Expenses  - - Reallowance  $0.100
Post-IPO Shares  35,400,000 Employees  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
CS First Boston Lead Manager (212) 325-2000
Robertson, Stephens & Company Co-manager (415) 989-8500
Thomas Weisel Partners LLC Co-manager (415) 364-2500
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 9 Months Ending
Figures in U.S. millions except per share data       12/31/97 12/31/98 9/30/98 9/30/99
Revenues   - - - - 1.886 1.257 2.102
Income from Oper.   - - - -0.165 -1.230 -0.248 -6.535
Net Income   - - - -1.550 -1.123 -0.179 -6.194
E.P.S   - - - -0.110 -0.390 -0.080 -0.930
Revenue Growth (%)      - - - -   67.22
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     0.00 0.95 -3.87
Cash Flow - Inv.     -0.93 -0.36 -1.22
Cash Flow - Fin.     2.61 0.70 30.16
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 9/30/99 Financial Ratios
Total Assets    32.44 Current Assets    30.81 Current Ratio    5.40
Total Liab.    5.71 Current Liab.    5.71 Debt Ratio    17.60%
Total Equity    26.73 Working Cap.    25.10 Debt to Equity Ratio    0.21
Cash    28.04    Return on Assets   -
Use Of
Proceeds
The proceeds from the proposed offering will be used for working capital and potential acquisitions.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Morrison & Foerster
Bank's Law Firm  Shearman & Sterling
Auditor  KPMG LLC
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Principal
Shareholders
Name of Shareholder% Owned
Before
% Owned
After
Gregory Wolfond 27.20  
Sonera Corporation 21.80  
Citigroup Inc. 21.80  
Bank of Montreal 11.70  
Bank of America Corporation 10.90  
Note: represents ownership of 5% or more prior to the offering.

Last updated: 5/29/00 12:55:53 AM
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