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Sun Bancshares, Inc.
P.O. Box 1359, Murrells Inlet, SC 29576 * (843) 357-5217
Business Description The bank was incorporated on August 3, 1999 to organize and serve as the holding company for SunBank, N.A., a proposed national bank. Our main office will be located in Murrells Inlet, South Carolina and we intend to operate a branch office in Georgetown, South Carolina. As a community bank, we will focus on providing personalized service and financial products to individuals and small- to medium-sized businesses located in Murrells Inlet, Georgetown and the surrounding communities.
Filing
Information

Not yet
public

To Trade As  - - (OTC) Industry  Financial (SIC 6021)
Type of Stock Offered Common Shares Filing Date  2/11/00
Domestic Shares Filed 1,000,000 Filing Price  $10.00
Foreign Shares Filed  0 Offering Amount  $10,000,000
Company Shares  1,000,000 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Wachovia Securities, Inc. Lead Manager  
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 4 Months Ending
Figures in U.S. millions except per share data             12/31/99
Revenues   - - - - - - -
Income from Oper.   - - - - - - -
Net Income   - - - - - - -0.165
E.P.S   - - - - - - -
Revenue Growth (%)      - - - -   -
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     - - -
Cash Flow - Inv.     - - -0.04
Cash Flow - Fin.     - - 0.22
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 12/31/99 Financial Ratios
Total Assets    0.09 Current Assets    - Current Ratio    -
Total Liab.    0.25 Current Liab.    - Debt Ratio    293.38%
Total Equity    -0.16 Working Cap.    - Debt to Equity Ratio    -
Cash    0.01    Return on Assets   -
Use Of
Proceeds
The proceeds from the proposed offering will be used to capitalize SunBank and to lease the sites for, construct and furnish its main office and branch office buildings and to provide working capital to operate SunBank. We will use the remaining net proceeds of this offering to repay amounts drawn on our line of credit, to provide Sun Bancshares with working capital to maintain adequate liquidity and for general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Powell, Goldstein, Frazer & Murphy
Bank's Law Firm  Smith Helms Mulliss & Moore
Auditor  Tourville, Simpson & Henderson
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Last updated: 5/29/00 12:57:17 AM
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