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e-PROFILE, Inc.
200 Chester Field Parkway, Malvern, PA 19355 * (610) 647-9668
Business Description The company provides integrated, end-to-end operations and technology solutions that enable top-tier financial services companies to offer Internet-based financial services to their customers.
Filing
Information

Not yet
public

To Trade As  EPRO (NASNTL) Industry  High-Tech (SIC 7371)
Type of Stock Offered Common Shares Filing Date  8/7/00
Domestic Shares Filed 0 Filing Price  - -
Foreign Shares Filed  0 Offering Amount  $50,000,000
Company Shares  0 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Merrill Lynch & Co. Lead Manager (212) 449-4600
First Union Capital Markets Corp. Co-manager (804) 649-2311
Pennsylvania Merchant Group Ltd Co-manager (610) 260-6495
Robertson, Stephens & Company Co-manager (415) 989-8500
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 3 Months Ending
Figures in U.S. millions except per share data         12/31/99   3/31/00
Revenues   - - - - 5.962 - 3.372
Income from Oper.   - - - - -3.714 - -4.600
Net Income   - - - - -2.844 - -3.703
E.P.S   - - - - -0.210 - -0.280
Revenue Growth (%)      - - - -   -
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     -3.76 - -5.83
Cash Flow - Inv.     -2.85 - -0.90
Cash Flow - Fin.     7.23 - 9.74
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 3/31/00 Financial Ratios
Total Assets    20.37 Current Assets    14.96 Current Ratio    0.86
Total Liab.    18.94 Current Liab.    17.48 Debt Ratio    93.01%
Total Equity    1.42 Working Cap.    -2.52 Debt to Equity Ratio    13.31
Cash    3.63    Return on Assets   -
Use Of
Proceeds
The proceeds from the proposed offering will be used to repay debt to Sanchez; to continue to develop e-PROFILE solutions, including the continued development of interfaces to integrate with clients, vendors and service providers the components of the solution; to acquire and maintain computer systems; to expand sales and marketing activities; to continue to build operations, expand facilities and hire qualified personnel; and for working capital and for general corporate purposes including possible international expansion and possible acquisitions of and investments in businesses and assets that are complementary..
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Pepper Hamilton & Scheetz
Bank's Law Firm  Fried, Frank, Harris, Shriver & Jacobson
Registrar/Transfer Agent  ChaseMellon Shareholder Services, L.L.C.
Auditor  Arthur Andersen
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Principal
Shareholders
Name of Shareholder% Owned
Before
% Owned
After
Sanchez Computer Associates, Inc. 98.50  
Note: represents ownership of 5% or more prior to the offering.

Last updated: 8/13/00 1:10:26 PM
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