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Penson Worldwide Inc.
1700 Pacific Avenue, Suite 1400, Dallas, TX 75201 * (214) 765-1100
Business Description We are a technology-focused provider of a broad range of securities clearing, margin lending and other related services to the brokerage industry, primarily to direct access and online broker-dealers.
Filing
Information

Not yet
public

To Trade As  PNSN (NASNTL) Industry  Financial (SIC 6211)
Type of Stock Offered Common Shares Filing Date  9/15/00
Domestic Shares Filed 8,000,000 Filing Range  $12.50 - $14.50
Foreign Shares Filed  0 Offering Amount  $108,000,000
Company Shares  8,000,000 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  36,657,800
Employees  195
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Chase H&Q; Lead Manager (415) 439-3626
Robertson, Stephens & Company Co-manager (415) 989-8500
U.S. Bancorp Piper Jaffray Co-manager (612) 342-6220
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 6 Months Ending
Figures in U.S. millions except per share data     12/31/97 12/31/98 12/31/99 6/30/99 6/30/00
Revenues   - - 14.753 17.256 36.595 14.592 32.525
Income from Oper.   - - 1.787 1.522 6.947 2.167 -19.085
Net Income   - - 1.787 1.733 8.938 2.619 -15.536
E.P.S   - - 0.060 0.050 0.270 0.090 -0.680
Revenue Growth (%)      - - 16.97 112.071   122.90
Net Income Growth (%)      - - -3.02 415.75   -
Oper. Profit Margin (%)    - - 12.11 8.82 18.98 - 14.85
Net Profit Margin (%)    - - 12.11 10.04 24.42 - 17.95
Cash Flow - Oper.     -6.98 -3.93 -0.59
Cash Flow - Inv.     -2.41 -1.22 -3.27
Cash Flow - Fin.     11.79 3.00 7.52
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 6/30/00 Financial Ratios
Total Assets    754.44 Current Assets    - Current Ratio    -
Total Liab.    735.76 Current Liab.    - Debt Ratio    97.52%
Total Equity    18.67 Working Cap.    - Debt to Equity Ratio    39.40
Cash    8.92    Return on Assets   1.18%
Use Of
Proceeds
The proceeds from the proposed offering will be used to repay $42.3 million worth of indebtedness under various bank and promissory notes whose terms range from 6 months to 7 years with a weighted average interest rate of 9.6% as of August 15, 2000. Of this amount, $25.0 million was incurred in March 2000 for working capital and the repayment of outstanding promissory notes to Bank One. An additional $10.0 million was incurred in July 2000 for working capital; and fund our working capital needs and for other general corporate purposes, including the satisfaction of net capital requirements as we increase our loans to customers. We may also use a portion of the net proceeds for acquisitions of businesses, products and technologies or the establishment of joint ventures that are complementary to our business.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Brobeck, Phleger & Harrison
Bank's Law Firm  Wilson, Sonsini, Goodrich & Rosati
Registrar/Transfer Agent  ChaseMellon Shareholder Services, L.L.C.
Auditor  Ernst & Young
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Last updated: 10/29/00 4:27:31 PM
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