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Chesterfield Financial Corp.
10801 South Western Avenue, Chicago, IL 60643 * (773) 239-6000
Business Description The company is a savings and loan holding company for Chesterfield Federal Savings and Loan Association of Chicago.
Filing
Information

Not yet
public

To Trade As  - - (NASNTL) Industry  Financial (SIC 6712)
Type of Stock Offered Common Shares Filing Date  1/18/2001
Domestic Shares Filed 3,565,000 Filing Price  $10.00
Foreign Shares Filed  0 Offering Amount  $35,650,000
Company Shares  3,565,000 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Trident Securities, Inc. Lead Manager (919) 781-8900
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 4 Months Ending
Figures in U.S. millions except per share data     6/30/1998 6/30/1999 6/30/2000 10/31/1999 10/31/2000
Revenues   - - 19.646 18.609 19.563 6.346 6.856
Income from Oper.   - - - - - - -
Net Income   - - 1.991 1.658 2.333 0.760 0.907
E.P.S   - - - - - - -
Revenue Growth (%)      - - -5.28 5.128   8.03
Net Income Growth (%)      - - -16.74 40.74   19.44
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - 10.14 8.91 11.93 13.24 11.97
Cash Flow - Oper.     2.33 1.37 2.04
Cash Flow - Inv.     -23.01 -10.97 -6.90
Cash Flow - Fin.     4.22 2.32 8.89
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 10/31/2000 Financial Ratios
Total Assets    298.85 Current Assets    - Current Ratio    -
Total Liab.    262.79 Current Liab.    - Debt Ratio    87.93%
Total Equity    36.06 Working Cap.    - Debt to Equity Ratio    7.29
Cash    3.63    Return on Assets   0.30%
Use Of
Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Luse Lehman Gorman Pomerenk & Schick
Bank's Law Firm  Silver, Freedman & Taff
Auditor  Crowe, Chizek and Company
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Last updated: 1/28/2001 2:25:45 PM
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